Wednesday, March 25, 2015

Prepaid RUPAY card by IRCTC

Minister of Railways Shri Suresh Prabhu launched the RUPAY card in assocaition with Union bank,IRCTC and NPCI It is a pre paid card loaded with an amount as when required by the customer and can be used  to purchase a rail ticket and to buy goods and services at ay RUPAY POS terminals. This IRCTC UBI card has 2 variants- loading limit Rs 10000 & loading limit Rs 50000.
some features are:- assured speeds of transaction; quick payments on the IRCTC website; attractive reward points on every transaction; 24x7 card reloading facility.
Plastic magnetic strip card will be issued to the customer. Customer can request for the physical card from IRCTC website, Union Bank website or from select branches of Union Bank.

Physical card has two variants

a) Partial KYC Physical card
b) Full KYC Physical card

Both Partial KYC Physical card and Full KYC Physical card are valid for three years. There is no renewal of these cards. After expiry period of three years, card holder has to request for new card.
Card credentials such as card no, cvv no. etc are sent to customers email id and using these credentials, customers can book railway tickets.

Virtual card is valid for one year. There is no renewal of these cards. After expiry period of one year, card holder has to request for new card. Customer can request for virtual card from IRTC website or from Union Bank website
The first 5 transactions per card every month done on IRCTC for purchase of Railways Tickets will be FREE (no transaction charges) to the customer for the first 6 months only from the date this card is launched for the public.
For every subsequent transaction post the free usage, customer will be charged Rs.10/- per transaction.
After six months (starts from launch date) onward the customer will be charged Rs.10 per transaction including all taxes for every transaction.
Quick payments on IRCTC Website.
Attractive reward points on every transaction.
24*7 reloading of card
Free accidental death insurance cover of Rs. 2 lacs (For Full KYC cardholder)
No Transaction charges for the first 5 transactions for first 6 months

At the bottom line I don't understand the use of this card when people are having their bank account with debit card/Internet banking.Further IRCTC has not delacred with this facility which class of people will get benefited? Earlier IRCTC  has started it own Wallet Service which used to store your money for only booking.Let see wheter this service will really attaract the customer.

Thursday, March 19, 2015

Indian Railways insurance for your Belongines

Insurance for Luggage on E-ticket for the trip passengers will soon launch a new feature. Indian Railway Catering and Tourism corporation  will insure your passengers. Travelers  can also insure their belongings This will cover insurance  during the trip will cost personal accidents and hospital. The passengers will be compensated with lost luggage. In first phase  this will be implemented in Howrah-New Delhi Rajdhani Express. In this regard, IRCTC will  take feedback from passengers. The whole process may be completed by the end of the plan. The new service will be get started by  June 1 if everything goes well, passenger insurance plan will help the passwger to get compensation of  the stolen goods often get insurance scheme on the basis of complaints. Under the scheme, the passenger e-ticket to pay an additional amount of Rs 25 to get insurance of 2.05 to 10.50 lakh . The feedback from Rajdhani express passwnger it has been found that they want to insure their valuables belongings.To do so IRCTC have  contact the respective insurance companies. This clearly shows that people traveling in Higher class of Train are willing to pay extra to get premium service.

Now Railway Platform Ticket will cost you Rs 10 from 1 April 2015

Indian Railways has find a new way to increase their revenue and reduce rush inside the stations, From 1 April the platform tickets will cost Rs10 .Upto 2012 platforms ticket cost was Rs3 but in 2012 railway budget, the then railway minister Dinesh Trivedi hiked platform ticket rate to Rs5 and now it has been doubled.Hope this will sure minimize the unwanted rush.

Tuesday, March 3, 2015

Indian Railways Launches Portal,Apps for lodging Complain

Just after three days of budget, the Minister of Railways Suresh Prabhu on Monday launched a Web portal and mobile application for users/Passenger to log complaints towards problem faced in using railways service.
Under this service user can log under various category like Bedroll complain,booking of parcel,Food etc.
This complain service is also available as Android Apps ‘Customer This is Complaint-cum-Suggestion’ portal and mobile App can be freely downloaded and used to register and track status of complaints registered on the portal.

How To Register Complaint?

People who want to complain or make any suggestions can download the mobile App from the
The passengers can also file their complaints and suggestions on
Complainants can also SMS their views on +91-9717630982.

Sunday, March 1, 2015

Explore the Beauty of India with Gems of Indian Railways

Toy Train
 Darjeeling toy train is most romantic train. You will feel like little toy train passing the narrow gauge. The Neelgiri train from goes from Mettupalayam to Ooty is another beautiful ride. Beautiful Kalka Shimla line which has the numerous tunnels and the snow peaked views.

Travel with Royalty
Indian has Royal space for Travelling .Palace on Wheels, The Indian Maharaja and The Golden Chariot,Palace on Wheel ,Royal Rajasthan,Deccan Odessy will make you feel like kings and queens. A massage on the train - personal butlers, salons, a bar, these trains boast of it all.It is  expensive but worth in lifetime

The Konkan railway
The western ghats and the greenery makes for one of the most breathtaking journeys you will take in your lifetime. The train meanders through tunnels, hills, green forests and waterfalls.

Nature's Beauty Look
Island Express and the New Jalpaiguri Alipurduar Passenger will take you through contrasting terrains but it would be a nature's ride to remember. The Island express takes you through Kerala while the passenger will take you through the forests of Northern Bengal.

Kashmir Railway
Kashmir Railway of  Indian railways are so awesome that you can't leave the moment. In winters the temperatures is  below zero and you can enjoy snowfall while travelling.

Train: Baramullah Banihal DEMU Train

Route: Qazigund to Baramullah